Link: Learn more about the Sapphire Reserve for BusinessSM
Several months ago, we saw the introduction of the Sapphire Reserve for BusinessSM, which is Chase’s new premium business card. While the card has a steep annual fee, it also has strong perks, plus a massive welcome bonus.
For those who have been considering applying for the card, note that this is the last chance to take advantage of the huge welcome bonus, as it’s due to be pulled at 9AM EST on Thursday, January 22, 2026.
Chase Sapphire Reserve Business 200K points bonus
For a short while longer, the Chase Sapphire Reserve Business has an incredible welcome offer of 200,000 Chase Ultimate Rewards after spending $30,000 within the first six months.
Personally, I value Ultimate Rewards points at 1.7 cents each, so to me, the points are worth $3,400. Admittedly the spending requirement is huge, but so is the bonus. I don’t recall ever seeing a publicly available bonus of 200,000 Ultimate Rewards points before.
Who is eligible for the Chase Sapphire Reserve Business bonus?
When it comes to applying for the Chase Sapphire Reserve Business, eligibility is unrelated to that of any other Chase Sapphire or Chase Ink card. That means if you’re eligible for business credit cards, you should be eligible for the welcome offer on this card, making this offer pretty widely available.
Keep in mind the general rules of applying for Chase cards, including the 5/24 rule (though there are increasingly reports of people being approved in spite of being over the 5/24 limit). If you’re trying to understand general Chase business card restrictions, the Chase Ink cards probably give you the best sense of what you can expect in terms of eligibility.
Why the Chase Sapphire Reserve Business is worth it
The $795 annual fee Chase Sapphire Reserve Business is a pretty compelling business card, with a great rewards structure. The card has the following perks, among other things:
- The Sapphire Reserve Business has an up to $300 annual travel credit, that can automatically be applied to any purchase coded as travel; this should basically be worth face value to anyone who has the card
- The Sapphire Reserve Business offers a Priority Pass™ Select membership, as well as access to Chase Sapphire Lounges (which are some of the best credit card lounges you’ll find anywhere)
- The Sapphire Reserve Business offers other valuable annual credits, including up to $400 in ZipRecruiter credits, up to $200 in Google Workspace credits, up to $100 in Giftcards.com credits, and more
- The Sapphire Reserve Business has a lucrative rewards structure — earn 8x points on Chase Travel℠ bookings, 4x points on flights and hotels booked direct, 3x points on advertising purchases made via social media sites and search engines, and 1x points on all other purchases
- The Sapphire Reserve Business has great travel protection, including for delayed flights, lost bags, rental cars, and more
- The Sapphire Reserve Business acts as a good “hub” card for Chase Ultimate Rewards, and lets you maximize the other cards in the portfolio, including the ability to transfer points to Chase travel partners
- The Sapphire Reserve Business offers a Global Entry, TSA PreCheck, or NEXUS credit, once every four years
- The Sapphire Reserve Business offers a good incentive for spending, because if you spend $120,000 per year on the card, you receive IHG One Rewards Diamond status, Southwest Rapid Rewards A-List status, a $500 Southwest credit, a $500 Shops at Chase credit, and more
Read a full review of the Sapphire Reserve Business here.
Bottom line
Since launch, the Chase Sapphire Reserve Business has been offering a welcome bonus of 200,000 Ultimate Rewards points upon completing minimum spending. If you’ve been considering picking up this card, this is the last chance to apply, before the offer is pulled.
While this card has a steep annual fee, it also offers strong perks, so I’m sure many people will have no issues justifying this annual fee. If you’ve been considering applying for this card, now is an ideal time to do so — I’ve picked up the card, and am grateful to have another 200K Ultimate Rewards points!
Do you plan on picking up the Chase Sapphire Reserve Business with 200K bonus points?
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