The $99 annual fee IHG One Rewards Premier Credit Card is a popular Chase credit card that I think is worth holding onto long term, thanks to the great perks that it offers (it’s a card that I’ve had for years). If you’ve been considering picking up this card, now would be the ideal time to apply, as we’ve just seen a limited time welcome offer rolled out on the card.
IHG Premier Card now offers 185K points, up from 140K points
For applications through June 24, 2026, the IHG Premier Card is offering a two part limited time welcome bonus of up to 185,000 IHG One Rewards bonus points, structured as follows:
- Earn 150,000 bonus points after spending $3,000 within the first three months
- Earn an additional 35,000 bonus points after spending a total of $6,000 within the first six months
For what it’s worth, I value IHG One Rewards points at 0.5 cents each, so I consider this bonus to be worth $925. That’s an excellent bonus, among the best we’ve seen on the card. Previously, the card offered a welcome bonus of up to 140,000 points, so this is quite a bit better.
Admittedly there are bigger bonuses on other cards (in absolute terms), but this is a reasonably priced card that you’ll want to hold onto in the long run.
Link: Learn more about the IHG One Rewards Premier Credit Card
Who is eligible for the IHG Premier Card bonus?
When it comes to eligibility for the IHG Premier Card, you can get approved and receive the bonus on the card if you don’t currently have an IHG personal credit card, and/or haven’t received a new cardmember bonus on an IHG personal credit card in the past 24 months.
So eligibility does factor in whether you have or have had the IHG One Rewards Traveler Credit Card (review), but it’s unrelated to whether you have or have had the IHG One Rewards Premier Business Credit Card (review).
Note that this is based on whether you’re the primary cardmember on such a card, as it’s okay to be an authorized user on someone else’s card. That never precludes you from earning the bonus on a card.
Also keep in mind the general rules of applying for Chase cards, including the 5/24 rule (though there are increasingly reports of people being approved in spite of being over the 5/24 limit).
Should you apply for the IHG Premier Card?
With my hotel strategy, IHG isn’t my primary hotel group, but I still strategically find lots of value with the program, given IHG’s huge global footprint. There are many reasons to have the IHG Premier Card, including:
Read a full review of the IHG Premier Card, and learn more about how the benefits of the IHG Premier Card work.
Bottom line
For applications through June 24, 2026, the IHG Premier Card has a limited time welcome bonus where you can earn up to 185,000 IHG One Rewards bonus points upon completing minimum spending.
This card has an excellent value proposition and should be worth holding onto in the long run, given the anniversary free night award, fourth night free on award redemptions, IHG Platinum status, United TravelBank credit, and more.
Anyone plan on picking up the IHG Premier Card with this bonus?
