Link: Learn more about the Ink Business Unlimited® Credit Card with 90K bonus points
The Ink Business Unlimited® Credit Card is part of the Chase Ink Business card portfolio, and is one of the best no annual fee cards out there. The card is currently offering an excellent improved welcome bonus, which is in line with the best offers that we’ve seen on the card.
Chase Ink Unlimited Card elevated welcome bonus details
The Chase Ink Unlimited Card is offering an elevated welcome bonus of 90,000 points after spending $6,000 within the first three months. You’ll see that the bonus is marketed as offering cash back, rather than points, so it’s described as a $900 bonus. Indeed, you could redeem the rewards as cash back.
However, if you have the card in conjunction with a card earning Ultimate Rewards points, like the Chase Sapphire Preferred® Card (review), Chase Sapphire Reserve® Card (review), or Sapphire Reserve for BusinessSM (review), then rewards can be transferred to Ultimate Rewards airline and hotel partners. Since I value Ultimate Rewards points at 1.7 cents each, that increases the value of the points by 70% right there, as far as I’m concerned.
I consider the 90,000 points to be worth $1,530. That’s unbelievably good, especially for a no annual fee card.
Who is eligible for the Chase Ink Unlimited Card bonus?
The Chase Ink Unlimited Card has pretty straightforward eligibility requirements, and follows Chase’s general card application rules:
- Eligibility for the bonus on this card is unrelated to whether you have any other Chase card, including the other Chase Ink cards, like the Ink Business Cash® Credit Card (review)
- As a matter of fact, you can get multiple multiple Chase Ink Unlimited cards for different businesses (and receive all the benefits, including the welcome offer, for each); so if you have one for a corporation, you could also apply for one for a sole proprietorship, and hold them concurrently
- This card may be subjected to Chase’s 5/24 rule, which is to say that you may not be approved if you’ve opened five or more new card accounts in the past 24 months (this excludes many business cards); however, there are increasingly data points that this rule is no longer consistently enforced
- It’s generally considered a best practice to not apply for more than one Chase business credit card every 30 days, so I’d recommend observing that limit when applying
While Chase business cards can be tough to get approved for, they offer such fantastic bonuses and perks, so it’s worth the effort, in my opinion. Furthermore, it’s nice how the eligibility requirements aren’t too strict in terms of qualifying for the bonus. You can read about my experience getting approved for this card.
Why the Chase Ink Unlimited Card is worth it
The Chase Ink Unlimited Card has no annual fee, and there are several reasons to consider picking it up. The way I view it, there are a few points that are most important.
For one, the card has a solid rewards structure, as it offers a minimum of 1.5x points on all spending, making it one of the best Chase cards for everyday spending. Furthermore, the card offers primary rental car coverage, which can come in handy if you rent cars with any frequency, and is incredibly rare for a no annual fee card.
Also, since the card has no annual fee, there’s really no opportunity cost to holding onto it, and it allows you to create a great portfolio of cards to maximize rewards.
Read my review of the Chase Ink Unlimited Card.
Bottom line
The Chase Ink Unlimited Card is one of the most lucrative no annual fee cards out there. The card currently has an improved welcome bonus of 90K points, which is just about as good of an offer as you’ll find on a no annual fee card.
Not only does the card have a great bonus, but it offers rewards that can make it worth holding onto, like 1.5x points on everyday spending, plus rental car coverage. If you’re eligible for this card, I’d highly recommend applying. You can even potentially get the card for multiple businesses.
Do you plan on picking up the Chase Ink Unlimited Card with the current offer?
